PRIVACY POLICY

The Privacy Policy governs the procedure for ensuring the confidentiality of Personal Data.

The provisions of this Privacy Policy describe how MoneyBus processes, stores, and collects Personal Data.

During its activities, the Application collects the User's Personal Data.

In the course of its activities, MoneyBus may use your Personal Data in various ways, including when providing Services.

That is why we have developed this document so that each User can familiarize themselves with how their Personal Data is used or decide whether to opt out of such use.

The Privacy Policy describes third parties who may receive your data. References to the words "you," "you," or "your" (or similar words in meaning) mean our User, depending on the context of the Privacy Policy.

The provisions of this Privacy Policy apply only to Personal Data obtained by MoneyBus in the ways described in its terms.

We thank you for using MoneyBus Services.

1. DEFINITIONS

1.1. The MoneyBus Application (hereinafter referred to as the "Application") is a type of software through which Users create currency exchange requests.

1.2. User Consent (hereinafter referred to as "Consent") - voluntary, specific, informed, and unambiguous expression of will, in which the User, using a statement or clear affirmative action, consents to the processing of their Personal Data.

1.3. User - an individual who registers in the Application and receives Services.

1.4. Controller - any natural or legal person, public authority, institution, or other body that independently determines the purposes and means of processing Personal Data.

1.5. Account - a software part where the User places Personal Data, files, and confidential information.

1.6. Personal Data - any information that directly or indirectly allows identifying the User. For example, first name, last name, phone number, IP address.

1.7. Processor - a natural or legal person, public authority, institution, or other body that processes Personal Data on behalf of and under the direction of the Controller.

1.8. Services - an algorithm of actions provided by the Application to the User in the field of delivery and currency exchange.

1.9. MoneyBus Website (hereinafter "Website") - a web page or group of web pages on the Internet located at: https://pl.moneyb.us

1.10. Third Party - a natural or legal person, public authority, institution, or body other than the User, Controller, Processor, as well as persons authorized by the Controller or Processor under their direct control to process Personal Data.

1.11. Cookies - a piece of information in the form of text or binary data transmitted to the browser from the website.

2. GENERAL PROVISIONS

2.1. The Application processes and stores Personal Data based on the principles of legality, fairness, and transparency in accordance with Article 5 "Principles of Personal Data Processing" of the GDPR.

2.2. In the event of processing Personal Data of US residents (including residents of the state of California, USA), the Application follows the California Consumer Privacy Act of 2018.

2.3. In the event of processing Personal Data of Ukrainian residents, the Application follows the Law "On Personal Data Protection.

3. PERSONAL DATA

3.1. Collection of personal information

The currency delivery application collects certain personal information from users in order to provide delivery services and ensure the operation of the application. When registering or using the application, we may collect the following user data:

  • Email address: used to ensure communication with the User, send order confirmations, delivery status notifications, and informational messages related to the Application.
  • Phone number: necessary to contact the user, confirm orders, and provide delivery information.
  • Name: used to personalize communication with the User and indicate the recipient's name when making deliveries.
  • Delivery addresses: collected to ensure the dispatch of orders to the specified addresses.
  • Payment addresses: collected as email addresses of the corresponding User accounts or wallet addresses used for exchange.
  • Identification Token: created by the Application for User registration/identification.

3.2. When you visit the Website/Application or receive Services, MoneyBus may automatically collect the following Personal Data:

  • 3.2.1. IP address;
  • 3.2.2. time zone and language settings;
  • 3.2.3. browser type and version;
  • 3.2.4. operating system, device type, and screen resolution;
  • 3.2.5. country you are located in;
  • 3.2.6. data about your visit to the Website, including full URL information, route transitions to the Site and when entering/exiting the Site (including date and time), page response time, data load errors, time spent on certain pages, page activity (such as scrolling and mouse movements, clicks), methods used to exit the page, and phone numbers used to contact customer service.

3.3. Use of personal information

The collected personal information is used exclusively for the following purposes:

  • Processing and fulfilling orders placed in the application.
  • Ensuring the delivery of currency to the specified delivery addresses.
  • Communication with the user regarding order confirmation, delivery status, and other notifications related to the application's operation.
  • Improving the functionality and quality of the application by analyzing statistical usage data, such as transitions between screens, clicks on specific buttons, and other interactions with the application.

3.4. The MoneyBus Application does not transfer Personal Data to Third Parties for any purposes, including for the payment of Services provided, except for the execution of court decisions or fulfillment of any legal obligations.

4. PERSONAL DATA PROTECTION

4.1. The Application uses all necessary security and protection measures for Personal Data and confidential information during anonymous exchange between Users.

4.2. MoneyBus protects and stores Personal Data from:

  • 4.2.1. loss;
  • 4.2.2. illegal use, transfer, disclosure, alteration, deletion , or unauthorized access;
  • 4.2.3. accidental deletion or destruction;
  • 4.2.4. all other unlawful forms of processing of Personal Data.

4.3. All processing of Personal Data is carried out under the control of the MoneyBus Personal Data Controller, who ensures compliance with the relevant laws and regulations.

4.4. All information collected is stored on secure servers with restricted access. Only authorized personnel have access to this information, and they are required to comply with strict confidentiality obligations.

4.5. To protect Personal Data, MoneyBus uses advanced security technologies, such as encryption, secure data transmission protocols, and multi-factor authentication.

5. COOKIES AND ANALYTICAL TOOLS

5.1. Cookies are used to personalize the user experience, analyze traffic, and improve the functionality of the application. We may use cookies to collect information such as:

  • User preferences and settings within the application.
  • Statistical data on user interactions with the application, such as transitions between screens, clicks on specific buttons, and other interactions.
  • Information about the device and browser used by the user to access the application.

5.2. The application uses analytical tools and third-party services to collect and analyze statistical data on user interactions with the application. This information helps us improve the functionality and quality of the application.

6. USER RIGHTS

6.1. Users have the following rights regarding their Personal Data:

  • 6.1.1. Right to access: Users can request information about the Personal Data collected and how it is used.
  • 6.1.2. Right to rectification: Users can request corrections to their Personal Data if it is inaccurate or incomplete.
  • 6.1.3. Right to deletion: Users can request the deletion of their Personal Data if it is no longer needed for the purposes for which it was collected.
  • 6.1.4. Right to restrict processing: Users can request the restriction of the processing of their Personal Data under certain conditions.
  • 6.1.5. Right to object: Users can object to the processing of their Personal Data for certain purposes, such as direct marketing.
  • 6.1.6. Right to data portability: Users can request a copy of their Personal Data in a structured, commonly used, and machine-readable format, and can also request the transfer of their Personal Data to another controller.
  • 6.1.7. Right to withdraw consent: Users can withdraw their consent to the processing of their Personal Data at any time.

6.2. To exercise these rights, users can contact us through the contact information provided in the application. We will respond to requests within the timeframe established by applicable law and ensure the protection of users' rights regarding their Personal Data.

7. CHANGES TO THE PRIVACY POLICY

7.1. MoneyBus may update this Privacy Policy from time to time. In the event of significant changes to the Privacy Policy, we will notify users through the application or other means of communication.

7.2. Continued use of the application after such changes constitutes acceptance of the updated Privacy Policy. Users are encouraged to review the Privacy Policy periodically to stay informed about how their Personal Data is being protected and used.

7.3. If users have any questions or concerns about this Privacy Policy or the processing of their Personal Data, they can contact us through the contact information provided in the application.

Effective date: June 5, 2024

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